Compare Home Security Systems 2026
I've spent way too many hours researching security systems so you don't have to. Here's what actually matters, broken down honestly. No corporate speak, no hidden agendas.
Our Top Pick
If you want the short answer and don't feel like reading a whole page (I get it), start here.
SimpliSafe
Top PickNo contracts, no BS. You buy the equipment, you own it. Monitoring is optional and month-to-month. This is what home security should look like (honestly).
Best DIY Systems
For people who want to set it up themselves (and skip the technician visit). These systems ship to your door, you stick the sensors where you want them, and you're done. It's genuinely not hard. I promise.
SimpliSafe
Top Pick BBB: A+DIY installation, no long-term contracts
Cove Smart
BBB: B LocalDIY installation, no long-term contracts
Ring Alarm
BBB: A+DIY installation, no long-term contracts
Best Professional Install
For people who want someone else to handle it. A technician comes out, installs everything, programs it, and walks you through how it works. You don't touch a screwdriver. There's usually a contract involved (read the fine print), but the setup experience is smooth.
ADT
BBB: A+Professional installation, contract may apply
Vivint Smart Home
BBB: B+ LocalProfessional installation, contract may apply
Caliber Smart
BBB: A+ LocalProfessional installation, contract may apply
Monitored vs. Unmonitored: What's the Difference?
This is one of the first decisions you'll run into, and it matters more than most people think.
Professionally Monitored
- ✓ 24/7 monitoring center watches your system
- ✓ They call police/fire for you
- ✓ Works even when your phone is dead
- ✓ Insurance discounts (5-20%)
- Costs $15-45/month
Self-Monitored / Unmonitored
- ✓ Alerts go straight to your phone
- ✓ You decide what to do
- ✓ No monthly fees (or very low)
- ✓ Full control, no contracts
- You need to be available to respond
My honest take? If you live in a higher-crime area or travel a lot, professional monitoring is worth the monthly cost. The insurance discount alone can offset half of it. But if you're in a quiet neighborhood and always have your phone on you, self-monitoring works fine. There's a deeper breakdown in our DIY vs. Professional Monitoring guide.
How We Rank These Companies
We're not paid by any of these companies (yet). Our rankings are based on:
BBB Ratings
Official Better Business Bureau grades and complaint history
Customer Reviews
Aggregated ratings from multiple review platforms
Contract Terms
We favor no-contract and month-to-month options
Value for Money
Equipment cost, monitoring fees, and what you actually get
When we do add affiliate links, we'll be transparent about it. The rankings won't change based on who pays us. That's a promise.
Still Not Sure?
Check the crime stats for your specific area. That's usually what makes the decision obvious. High property crime? Get monitored. Low crime? DIY is probably fine.
Check Your Area's Crime Stats